Four legal points before you join
These terms describe how we handle account access, wallet records, verification and requests about your data. Access and eligibility depend on local law and are available only where local law permits. If you open an account, you agree to give accurate details, keep your login private
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and use payment rails that belong to you. UPI, Paytm, PhonePe and Google Pay records may be checked against your account name when a payment query, refund request or withdrawal review needs it. We may pause access while we review a legal, security or account-ownership concern,
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and we will explain the next step through our contact paths. We update this legal page when policy wording changes, when payment record handling changes, or when India law requires a different account process. Your continued account use after a posted change means you accept the
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revised terms.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.